I can tell you that DYC does not refund... offered a credit one calendar year out which may still not be enough. Having said that I guess technically I breached the contract by not submitting the rest of the balance 45 days out.... but the balance was due March 18 and things started going down hill right at that time.. including restrictions and travel advisories, required self quarantine. In hind sight it was a good move as no telling whether DYC will be able to 'weather this storm'....

Worse comes to worse we loss our deposit (split between 4 guys) not the end of the world but hopefully it doesn't come to that and we can rebook for next May. The one thing that I have issue is that they say they require the full payment upon rebooking which is a complete non-starter for us! Didn't push this though as we are in no position to even think about rebooking at this time.