On the SXM travel page (https://stmaartenehas.com/travel-requirements/ ) it indicates that you have to have health insurance. Does that mean you have to have insurance that they can bill? The reason I ask is that we use SOS travel insurance which provides $100,000 medical insurance per person but it is based on us paying the bill and then being reimbursed. My wife has United Health insurance and I have an AARP supplemental which covers foreign travel but again both require us to pay the bill and then get reimbursed. Am I being overly concerned about the meaning of health insurance?


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