Thanks again Cleobeach for your input, there are places that you linked me to that I hadn't seen before. And yes it's Honeymoon Cottage at Francis Bay that I've been looking at.

And RickG thank you for your advise also.

We have decided to rent Kia Ora for our stay on St John, seems it's the best place for us on our budget. Now all I have to do is wait 6 months to get there javascript:void(0)