Totally agree. I have a fair amount on my top-up card and SXM phone as well but I think we are changing cell phone carriers and I should be able to use what we go to (Spectrum) on the island and for 1/2 the price of the chippie deal. This would include local SXM calls and calls to and from the US and supposedly for 7 cents per minute. If this in fact works, it would pretty much make having my SXM phone obsolete. I have no idea on Wi-Fi calling as I am way behind the times on stuff like that.