Allianz is s one insurer that has clear and explicit language describing their COVID-19 coverages including testing positive (asymptomatically) and incurring costs associated with the required quarantine.
I can also vouch for their extremely prompt and thorough service in an emergency. The questions raised above are all answered by their coverage…

Be aware that you do not always have access to Allianz and other excellent insurers using the comparison sites like Insure My Trip and Squaremouth…

[EDIT] We are using Trawick next year for their even higher medical/medivac limits. But we have a home and don’t need to worry about insurance covering any quarantine costs. But for great COVID-19 coverage and service we cannot recommend Allianz highly enough!

Last edited by crmoores; 09/07/2021 10:56 AM.

"Travel changes you. As you move through this life and this world you change things slightly, you leave marks behind, however small. And in return, life — and travel — leaves marks on you.”
-Anthony Bourdain