Sorry to hear of your boat damage - what a bummer after dealing with 1.5 yrs of Covid lockouts in the BVI. Good thing you are EZgoin.

I agree with George. It's ridiculous that these groundings still occur, though I've witnessed boats go aground in broad daylight at Colquhoun Reef, Marina Cay reef, Anegada, Pond Bay, VG and White Bay, JVD,

Did Moorings say where the grounding occurred,
did the charterer report the grounding or was it discovered after they returned the boat,
did Moorings withhold deposits from the charterer to make you whole on the repair, and
how long did it take for Moorings to inform you after they learned of the grounding?