Sbn,

You are certainly welcome to use whatever method of finance that works for you. Go for it.

And I doubt anyone here believes that anything less than true cash is actually cash. But TCs are easily replaced if a wallet is lost or stolen, therefore they're even better than cash in some situations.

Those here who have experienced credit card issues that have stemmed from the island (count me among those people...) or double dipping on their ATM transactions may feel differently, thus the numerous question and answers as offered. We're all entitled to our own opinions and all are welcome to express them here.