I used to feel that way about ACE and Advantage. I used to tell my secretary advantage is a disadvantage. But one year I was finishing my taxes on the road and had a file folder with my W-2s and other info and had advantage. I returned the car and got on a plane at DFW and realized I left it in the car. Not only am I going this is going to be a pain and at best they throw it away and at worst they open some identity theft. I got off the plane, called advantage and explained and they said we already fedex’d it to your house. I was like WOW. So I never avoided their low rate again.
I’ll let you know if and after we roll the dice.