I have never used an ATM but wondering if I should get a card from my bank as they do not charge foreign ATM fees. However, do the ATM's in St. Maarten charge fees? I have a credit union account, not a major bank, and it is on the "Allpoint" network, which does not show up as being in St. Maarten.

We are taking $50/person/day in cash and do plan on using a credit card at the Grocery but I always live in fear of being short while on vacation. Is the cash we are allocating reasonable?

Definite newbie here on travelling out of the USA...

Any help/advice appreciated!