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Re: Liability Insurance
[Re: GaKaye]
#193053
04/23/2019 12:52 PM
04/23/2019 12:52 PM
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Joined: Jan 2008
Posts: 13,143 Ottawa, Ontario, Canada
islandgem
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Posts: 13,143
Ottawa, Ontario, Canada
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I would get the liability insurance Georgia as it is worth the money and not have to worry about any problems that may occur. When renting from Alain, hr uses French plates but is operating on the Dutch side so it may be a bit different than operating on the French side.
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Re: Liability Insurance
[Re: SammyM]
#193058
04/23/2019 01:30 PM
04/23/2019 01:30 PM
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Joined: Jan 2008
Posts: 13,143 Ottawa, Ontario, Canada
islandgem
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If this were the case EVERYBODY would only rent from the French side rental agencies. They all sell this insurance so is it only for them to make money? I would want written confirmation of this so I would not be surprised in case of an accident. I am not saying your information is not correct Sammy, but just want confirmation from the rental agency for proof.
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Re: Liability Insurance
[Re: SXMScubaman]
#193060
04/23/2019 01:47 PM
04/23/2019 01:47 PM
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Joined: Mar 2001
Posts: 17,535 Ohio
ruralcarrier
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And most all Credit Cards cover the Collision and not the Liability coverage. Doesn't Hertz include the liability? And from their Dutch side location?
J.D.
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Re: Liability Insurance
[Re: GaKaye]
#193069
04/23/2019 03:27 PM
04/23/2019 03:27 PM
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Joined: Oct 2017
Posts: 933
SammyM
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Posts: 933
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Then, if that's the case it is unique to Dutch St. Maarten. I would suggest doing two things in this order: first, if renting a car on the Dutch side of SXM find an rental car agency that includes liability insurance with the cost of the rental. If you cannot find one, then get your rental car on French St. Martin. To me, this makes almost no sense whatsoever. How would you know what liability limits you would need? Would $50,000 per person/$100,000 per accident be sufficient? Or, would you opt for a combined single limit of $500,000? Or $1,000,000? Maybe someone like Kennys could lend us a hand here?
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Re: Liability Insurance
[Re: SXMScubaman]
#193075
04/23/2019 04:06 PM
04/23/2019 04:06 PM
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Joined: Mar 2001
Posts: 17,535 Ohio
ruralcarrier
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Good luck on that one. Probably all depends on the rental companies following the law which seems some companies have it's gray areas. You have stated more than once about Hertz including Liability with rentals, including this post from March 25. Do they actually put this in the written/printed contract and how about the license plates, does that matter? Been using Hertz for the last 20 years and always been satisfied both in price and service. They are one of the few that include the Liability insurance, GPS and a front window screen free with rental. Book on line and they give you a 10% discount.
J.D.
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Re: Liability Insurance
[Re: SammyM]
#193083
04/23/2019 04:48 PM
04/23/2019 04:48 PM
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Joined: Mar 2001
Posts: 17,535 Ohio
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Thank you. I am sure it is built into the rate structure.
J.D.
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Re: Liability Insurance
[Re: ruralcarrier]
#193087
04/23/2019 05:23 PM
04/23/2019 05:23 PM
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Joined: Mar 2009
Posts: 18,777 Auburn, WA
SXMScubaman
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And most all Credit Cards cover the Collision and not the Liability coverage. Doesn't Hertz include the liability? And from their Dutch side location? Yes they do. We have been using them for many years on St Maarten with both Dutch and French plates.
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Re: Liability Insurance
[Re: ruralcarrier]
#193091
04/23/2019 05:32 PM
04/23/2019 05:32 PM
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Joined: Mar 2009
Posts: 18,777 Auburn, WA
SXMScubaman
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Good luck on that one. Probably all depends on the rental companies following the law which seems some companies have it's gray areas. You have stated more than once about Hertz including Liability with rentals, including this post from March 25. Do they actually put this in the written/printed contract and how about the license plates, does that matter? Been using Hertz for the last 20 years and always been satisfied both in price and service. They are one of the few that include the Liability insurance, GPS and a front window screen free with rental. Book on line and they give you a 10% discount. It's stated on their web page also.[
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Re: Liability Insurance
[Re: SammyM]
#193092
04/23/2019 05:34 PM
04/23/2019 05:34 PM
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Joined: Jan 2008
Posts: 13,143 Ottawa, Ontario, Canada
islandgem
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I think Hertz is the only one that includes liability insurance with your rental. A few others used to include it but not anymore. I actually don't think it is mandidory for any rental agencies on either side of the island to offer this coverage free of charge. Lots of things on the islands are different from other countries. Lesley Bruce knows the rules for car rentals. If it was covered by the agency, the rental prices would be much higher. This way you can add it to your contract if you so desire. Some do for safety sake and some don't. It is an individual choice.
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Re: Liability Insurance
[Re: SXMFOX]
#193135
04/24/2019 08:30 AM
04/24/2019 08:30 AM
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Joined: May 2002
Posts: 5,301
Kennys
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Re: Liability Insurance
[Re: GaKaye]
#193204
04/25/2019 10:46 AM
04/25/2019 10:46 AM
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Joined: Apr 2008
Posts: 2,978 Connecticut
The_Lurker
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I don't disagree, Terry, but I sort of feel like this is similar to the "tip not included" ploy on the French side. It's not the money; it's the principal. You are absolutely right, but in this case I rather be covered. I have some friends saying that a certain rental agency is so inexpensive, but when you add "their tax and liability" it becomes much more. It seems that different companies charge different amounts for tax and liability. ??? I'm just sticking with our company (French plates), paying the extra and one less thing to worry about.
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Re: Liability Insurance
[Re: The_Lurker]
#193255
04/25/2019 10:06 PM
04/25/2019 10:06 PM
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Joined: Mar 2004
Posts: 4,307 Vancouver, WA
Todd
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Vancouver, WA
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When looking at the entire picture of what a visitor spends on a trip to SXM between airfare, lodging and food, it is something how much energy is put in over a $30 a week difference in car rental. I admit I have shopped it, but usually it was for a car that I wanted to try and not because of the price.
I prefer the Isle seat
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Re: Liability Insurance
[Re: Kennys]
#193286
04/26/2019 08:52 AM
04/26/2019 08:52 AM
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Joined: Mar 2001
Posts: 17,535 Ohio
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Stands to reason. Baffles me too. It is like driving from one side of town or the island to the other to save a couple of $$ on gas and using more gas to do so!
J.D.
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Re: Liability Insurance
[Re: Todd]
#193320
04/26/2019 02:35 PM
04/26/2019 02:35 PM
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Joined: Apr 2008
Posts: 2,978 Connecticut
The_Lurker
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Connecticut
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When looking at the entire picture of what a visitor spends on a trip to SXM between airfare, lodging and food, it is something how much energy is put in over a $30 a week difference in car rental. I admit I have shopped it, but usually it was for a car that I wanted to try and not because of the price. That's why I'm just sticking to the person we have had for years, paying the liability and sleeping better.
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