When the moorings people want to talk with you after the accident, all you gotta say is "this reef was not shown anywhere in the sailing guide on the approach to '--Cooper Island--'". You want to make sure you say this with a straight face.
Also, it's important to note on these big cats that all you have to do when approaching the dock is "straddle the pier". This means you don't have to put out fenders or use any lines. Its very simple.