Here is the language from my policy: "Section II - Benefits
TRIP CANCELLATION AND/OR
INTERRUPTION
The Company will reimburse the Insured a benefit, up to the
Maximum Limit shown in the Schedule or Declarations Page
if an Insured cancels his/her Trip or is unable to continue on his/her Trip due to any of the following Unforeseen events: the Insured’s Primary Residence being made
Uninhabitable or Inaccessible by Natural Disaster,
vandalism or burglary;
(f) the Insured’s Destination being made Uninhabitable or
Inaccessible by flood, tornado, earthquake, volcanic eruption, fire, wildfire or blizzard that is due to natural
causes; a named hurricane causing cancellation or interruption of
travel to the Insured’s Destination that is Inaccessible or
Uninhabitable. Claims are not payable if a hurricane is
foreseeable prior to the Insured’s effective date. A
hurricane is foreseeable on the date it becomes a named
storm. The Company will only pay the benefits for
Losses occurring within 30 days after the named
hurricane makes the Insured’s Destination Uninhabitable
or Inaccessible. Always need to read the FINE PRINT!