For at least Irma the reinsurers were open and writing reinsurance and secondary coverage to primary underwriters who thought they may have a risk of overexposure to the path and level or threat. As long as the primary underwriter was liquid before the storm there is no reason why any of the underwriters should be at risk of insolvency from Irma. No one in the financial markets or banking it talking about underwriters not covering insured claims.