When certain members at Simpson Bay Resort permanently lost their units because their buildings were totally destroyed by Irma, they were offered a points system migration at no buy-in cost other than a $275 yearly processing fee (payable to Interval International), and an annual maintenance fee (on a non-existing unit) payable to the resort. Those who chose not to pursue the points offering were eligible for a refund of their 2018 AMF and were asked to sign a "force majeure" release. I personally chose to decline due to costs, and concerns over the severe reduction in 2BR inventory. (The resort recommended placing reservation requests 11 months in advance to improve one's chances of confirmation , , , not viable for me).