So you already have primary medical and medivac coverages when outside the US? Or you rely on your US health insurance? Our US insurance covers us for some emergencies (in most areas, not all) when outside the US and her territories, but we are basically on our own without travel insurance if something happens. For < $100/couple I feel much better with $150k med coverage and $1 million medivac, but that’s us. We also do not purchase extended warranties in the US, esp. when using a cc, but in other areas it is very important to accept it. Just depends on where you are...

So many gorgeous and friendly Carib islands and countries to choose from. We have our favorites, are your interests similar? Gorgeous, uncrowded beaches, great cuisine and entertainment, friendly residents?