I'd expect more from a loss of a generator or A/C in general. We had the A/C go when we were on the Moorings 5800 a number of years ago - they couldn't fix it but did offer to swap us out to another boat - a 48. Would have still fit our group, but we opted to just stick with the 58 as we only had 2 nights left. As an owner, I knew we weren't getting any credit or anything - If we had paid, I would have expected something - and that something is usually in the form of credit on a future trip, which would be fine.