We have used T Mobile on the Island for the last couple of years. Except for last year.
Our plan is
T Mobile One
Unlimited 55
In SXM it included
Texting and data
free WiFi calling to and from the US
Yes 25 cents a minute if not on WiFi. I made some non WiFi calls to my husband (t mobile to t mobile). It was 25 cents a minute for each phone, We were on the Islands for 3 weeks. Our bill is $12.20 more than usual. One thing that they did warn me about was that sometime when you are on WiFi it can drop during the call and then you are offline.. I called my 92 year old mother on her landline quite often and that must have happened to me. But certainly happy for $12.20
I was on my phone texting and checking emails often on the Dutch side and on Orient Beach at Bikini. Also driving around the Island.
We only used WiFi calling when we could.
We have been very happy with T-Mobile. We have been with them since 2000.