About 30 years ago we lived in New Hampshire and took a family vacation to Disneyworld. We were young and gullible and wound up purchasing a timeshare at the Orange Lake Country Club in Kissimmee, just outside of Disney. This was an all year red week resort due to its location. We were also convinced to purchase a membership with RCI. As the kids were getting older and we wanted to explore other areas of the country we would grab our RCI catalog (Yup before the interweb) and choose where we want to go. It never failed that even with our premium, as RCI representative described, location we always got the no exchanges available. When my RCI membership expired renewal came up we let it lapse and luckily was able to sell that albatross at OLCC. The only way we would ever buy a TS again is if we decide to go to the same place each year and for the same week(s) and the MF fees were reasonable. RCI, IMO, is not worth the fees due to my experience. Others may not have had the same issues we had but it has left a sour taste in our mouths.