It's not my idea of a tropical vacation, but Maria's by the Sea might fit your needs. It's 3.5 stars on TripAdvisor, has a front desk, is walking distance to several happy hour places along with the Rooftop by Brandywine for good food and wine. No beach there but they do have a pool.

That said, we do get guests that move here to Coconut Breeze Villas from Maria's mid-trip because they don't like being in Road Town and the feel of a hotel environment.