Most places seem to be requiring a test, which I don't necessarily have a problem with IF one can obtain a test and a quick result, which is a different issue. This question of the insurance in Aruba still bugs me though. The cost seems really excessive to me. For two people for 7 days, it's $210. That seems really high to me. I'm not sure what percentage of Aruba visitors are timeshare people, but I can't imagine most SXM t/s people are going to want to spend that amount per week, just for insurance, in addition to the other stuff. It seems like a boondoggle for the insurance company, to me...