Don't fool your self. In the not too distant future money will become the driving factor in reopening or not. The UK has its own serious financial and political problems and is unlikely to bail out the BVI. Loss of virtually all tourist revenue for 6-9 months coupled with the recent and future losses of banking revenue could bankrupt the BVI government in short order. The government's ability to pay the financing on its considerable debt while paying the bloated salaries of too many government employees, repair outdated infrastructure and pay consultants to plan for the airport expansion is just not there.

When you have an Irmamaria occurrence there is devastation but eventually insurance money flows in and there is rebuilding which puts people to work and generates tax revenue. Even if the BVI opened 10/31/20 the tourists are not going to rush back. Some charterers will come back and some villas will get rented. There is no insurance to offset the loss of revenue as there was after Irmamaria.

Sorry to be gloomy but small countries with economies based on tourism are facing some rough times ahead.