I remember decades ago asking a co-worker who owned a boathouse on Lake Union in Seattle (on the same pier that that "Sleepless in Seattle" house was) whether it was difficult to insure.
She said "No, not really. You can insure it through Lloyds of London".
I remember thinking that that is actually my definition of difficult to insure :-)
Actually it's a situation where--if you need to ask the cost--you won't be able to consider it a solution.
Thorsten's problem is that he is not looking to insure a measurable or descriptive or photographically identifiable property value. He's looking to use insurance to escape personal liability for any possible lawsuit brought to any US courtroom upon any possible issue with his personally owned VG villa.
We all wish our insurance needs could fit seamlessly into the " No Fault" box.
Thorsten, how did you protect yourself when you had " Reef Song " ?
