Barry--as JD said, since the insurance is required in order to travel to the Dutch side airport, one would think that it would cover you for this situation, for your lodging, at least for the person that tests positive anyway. IF the insurance covers you, they will figure out the logistics of getting provisions to you. IF the insurance covers you, they will decide where you stay, I would think. It wouldn't be up to you.

As to whether to go or not, no one can answer that question for you. Best wishes.