If you are talking about evac for COVID, the REQUIRED SXM insurance (at a cost of $30 each) covers medical evac for COVID, up to $20,000. In other words, it is absolutely worthless for medical evac, as 20K will NOT get you back to the states. The SXM insurance does NOT cover a medical evac for other purposes at all. IF you are able to get your shots before you go, you should not need medical evac for Covid. Since we will have had our shots before our next trip, we will just buy other medical evac insurance and will probably still have to waste $30 each for the useless SXM required insurance. If you will not have your shots by the time you travel, I would look for some other medical insurance that covers medical evac for Covid, as I would not trust the SXM medical insurance at all.


Carol Hill