Bang on Pat, as usual.

I've stayed at both MB and Beachside, and am again next March, bookending a week at Shoal Bay. Love them both, for all the various reasons you listed. Would be nice if BS could enter this century and enable some other payment options, but otherwise, no complaints. These are the only two choices I consider, if I'm staying on that side of the island. That said, different strokes for different folks. No right or wrong answers here.....just depends on what you want.