There was a good discussion of this issue, and how some establishments abuse the "service charge" issue by making it appear to be a "tip" for the server, when in fact it's distributed to a wide swath of the staff and is thus merely a way for a restaurant's owner to defray overhead by deception: http://www.traveltalkonline.com/ubb...-service-charges-tipping.html#Post253445

I'm going to be spending a lot of time in the BVI after an absence for a number of years, and I am going assiduously inquire about this to the management of any restaurant that I patronize, posing some specific questions about who gets any "service charge" and if the server gets all of it, or just some of it (or none of it).