Thank you for the information,very helpful. Thanks ChuckG for the comparison, we have same career and insurance company...I like the way you think. Bluejacket, never considered the villa option...I think we would interested in that option if we were traveling with a group or friends. We are leaning toward Club Fantistico...outdoor shower might be a tie breaker. We plan on renting a car...maybe we do both like ChuckG??? Gotta think about it