What do most people do for health insurance when traveling to the island? When I was younger, I never really thought about it, or did anything. Now, I think it would be a wise option.

I know that if I do the airbnb route, they offer insurance, but I have not read up enough on it to know if it is a viable and good option, or if I should find a better option.
Just curious what all the world travelers use? Thanks.