Scotty--we always purchase travel insurance through Insure My Trip. We always buy a comprehensive plans, which includes medical insurance and medical evac, which are the two most important things to US, personally. You can decide what types of insurance are important to you, in what amounts, and what is not important to you. There is also trip cancellation and interruption insurance, etc, as part of the comprehensive plan. If you book Insure my Trip through the link here on TTOL, we get a small commission and your cost is the same.