We are returning to the Virgin Islands in late April for a 7 day charter with VIYC out of St. Thomas and were surprised to learn that we are liable for the total cost of our dinghy if it is stolen. On our previous 5 charters I don’t recall this being the case. So, three questions:
One, is this common? And two, if so, what additional insurance coverage would we need to cover this loss if it occurred? And third, how common is dinghy theft in the USVI now days?
Appreciate your feedback on this matter.
Regards