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Liability for dinghy #314681
03/02/2024 09:17 PM
03/02/2024 09:17 PM
Joined: Feb 2024
Posts: 4
Cumberland Maine
R
realmainiac Offline OP
Member
realmainiac  Offline OP
Member
R
Joined: Feb 2024
Posts: 4
Cumberland Maine
We are returning to the Virgin Islands in late April for a 7 day charter with VIYC out of St. Thomas and were surprised to learn that we are liable for the total cost of our dinghy if it is stolen. On our previous 5 charters I don’t recall this being the case. So, three questions:
One, is this common? And two, if so, what additional insurance coverage would we need to cover this loss if it occurred? And third, how common is dinghy theft in the USVI now days?
Appreciate your feedback on this matter.
Regards

BVI Sponsors
Re: Liability for dinghy [Re: realmainiac] #314685
03/02/2024 09:54 PM
03/02/2024 09:54 PM
Joined: Oct 2013
Posts: 674
Vail, CO/St. Thomas, USVI
caribbeangirl13 Offline
Traveler
caribbeangirl13  Offline
Traveler
Joined: Oct 2013
Posts: 674
Vail, CO/St. Thomas, USVI
We lock our dinghy in the USVI just to be safe. We also bring it up every night and lock it to the davits. Ask the charter company for a chain and lock.


Sue
s/v Ripple
Leopard 40

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Re: Liability for dinghy [Re: realmainiac] #314741
03/03/2024 04:03 PM
03/03/2024 04:03 PM
Joined: Oct 2004
Posts: 1,953
St. John, USVI
RickG Offline
Traveler
RickG  Offline
Traveler
Joined: Oct 2004
Posts: 1,953
St. John, USVI
We lived on our boat for the last four years in the USVI. We used a locking cable when the dinghy was at a dinghy dock or at our boat. Most dinghies that go walk about are because they are not properly secured. Either way, a lost dinghy is an extreme pain and worth making an effort.

Cheers, RickG


S/V Echoes, 2003 Beneteau 423
Grenada
Re: Liability for dinghy [Re: realmainiac] #314864
03/05/2024 11:24 AM
03/05/2024 11:24 AM
Joined: Feb 2024
Posts: 4
Cumberland Maine
R
realmainiac Offline OP
Member
realmainiac  Offline OP
Member
R
Joined: Feb 2024
Posts: 4
Cumberland Maine
Thanks for the advice, I will enquire about the lock and chain with VIYC.

Re: Liability for dinghy [Re: realmainiac] #314876
03/05/2024 01:22 PM
03/05/2024 01:22 PM
Joined: Oct 2004
Posts: 1,953
St. John, USVI
RickG Offline
Traveler
RickG  Offline
Traveler
Joined: Oct 2004
Posts: 1,953
St. John, USVI
If they do not provide a security solution, you can buy a 15-foot Master security cable and padlocks at the Sea Chest Ace Hardware.

Cheers, RickG


S/V Echoes, 2003 Beneteau 423
Grenada

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