The only reason why this was a surprise to me is because I have been banking and exchanging my Sapphire week for at least 6 years now. I had no idea of the rundown conditions. I do know that I was having a lot of trouble paying maintenance fees because communication was terrible. Voicemails never got returned. Emails came back as undeliverable.
Invoices would not get to me at all. It was like pulling teeth to pay my fees because they were unresponsive.

Unfortunately I really loved banking and exchanging- it's really my favorite part about owning. So while this was not a bankruptcy situation I feel like I've lost the one thing I truly loved- the ability to exchange for other places. I like St Maarten but I like other places too.

I hate that this happened because I no longer want my week if I can't exchange.