$400 is well worth it. We own a 43.3 and I'd be miserable on the 37. It's just too cramped. The dual helms give a lot more room in the cockpit as well as having much more room to move around in the galley..etc. Cabins are also roomier. Two cabins have their own head and then there's also a 3rd head.

My wife and I have spent a number of weeks on our boat just the two of us and love it.