Delta American Express is a great card as well. Gold costs $95/year but in addition to accumulating FF miles you also get one free checked bag per person each way booked thru the card. That saves you $25/pp each way. The Platinum for $195 gives that same free bag PLUS one free companion ticket per year within the continental 48. NO foreign exchange charge either. When I opened mine 2 years ago I got 30,000 FF Miles upon making the first charge to the card! HOWEVER, AMEX is not widely accepted in the BVI's.
