We had two timeshares, one at Oyster Bay Beach Resort and the other at Simpson Bay Resort in the Marina Building. We literally tried to give them away with no luck, much less sell them. We stopped paying the AMFs. We were only contacted by SBR, and when we told them we were giving it up they just said something like, "OK, as long as you understand you can't use it without paying the AMF". It's been two years now, as we did not pay in 2014. I haven't run a credit report but otherwise, we have not received any letters or contact from the resorts. My husband looked back at our paperwork when we purchased the timeshares ( second hand off of Ebay) and no social security numbers were involved, so we felt safe just letting them go. Love SXM, but don't want timeshares anymore!