GaKaye said:
Pete, are you sure it covers you when you're outside the country? It's very unusual for a policy to cover a rental car outside the US (I realize you're in Canada). I agree with asking your insurance company to be sure, but don't accept their answer without researching for yourself. I was told my policy covered me in St. Maarten, but when I read the clause in the policy that my agent cited, it clearly stated I was covered only in US territories.