Current fed funds target range is 0 to .25 % - actual rate has been less than .25% - maybe in .13% range - I do not know. What is expected at December meeting is raise of target range to .25 to .5% - actual rates may be close to .5%. Hard to believe this change can really make much difference to markets at this point - but if I knew how markets are going to react I would be visiting my own island in Caribbean.