Heather,

It is very unlikely your home auto insurance will cover you on SXM. You may have CDW with your credit card although many CCs will exclude this benefit on jeeps, vans and pricier autos. Liability is the one most are concerned with. After much checking and rechecking with assurances to the contrary, we found out our umbrella policies don't cover us there either. <img src="http://www.traveltalkonline.com/forums/images/graemlins/handshake.gif" alt="" /> <img src="http://www.traveltalkonline.com/forums/images/graemlins/handshake.gif" alt="" />