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Re: Medevac Insurance
[Re: MotownTim]
#124008
03/13/2017 02:42 PM
03/13/2017 02:42 PM
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Joined: Aug 2000
Posts: 83,001 Central Florida!
Carol_Hill
Traveler
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Traveler
Joined: Aug 2000
Posts: 83,001
Central Florida!
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With as much as you personally travel to SXM, yes, you should think about getting a yearly policy through Sky Med or elsewhere. You can get a policy which includes air evac pretty cheaply from the airlines each time you book, but for you, it might be worth it for the yearly policy.
We never used to buy any insurance. Now we always buy it.
Carol Hill
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Re: Medevac Insurance
[Re: gtaylor]
#124016
03/14/2017 07:08 AM
03/14/2017 07:08 AM
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Joined: May 2013
Posts: 50
BruceSummit
Traveler
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Traveler
Joined: May 2013
Posts: 50
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My wife and I have had a policy with Medjet Assist for years because 1) their coverage is worldwide so no matter where in the world you travel to you are covered and 2) they fly you to the hospital of your choice no matter how far that is from where you are at the time you are hurt. If you travel often enough then their annual policies are the way to go. If you are an occasional traveler then you can purchase coverage for individual trips.
Bruce J
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Re: Medevac Insurance
[Re: johnhill]
#124017
03/14/2017 09:39 AM
03/14/2017 09:39 AM
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Joined: Apr 2008
Posts: 2,990 Connecticut
The_Lurker
Traveler
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Traveler
Joined: Apr 2008
Posts: 2,990
Connecticut
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johnhill said: Motown-we just spent a month on the island-we buy coverage every year through Allianz when we purchase our American airline tickets. $105.00 for 2 people. 2 years ago we got caught in an ice storm returning through Charlotte, NC-the insurance paid meals, lodging and taxicabs. I don't believe this covers medical evacuation, if you are interested in that. We have used that company, TravelGuard and are just trying a new company that is not as expensive, but it brings you to a hospital near home.
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Re: Medevac Insurance
[Re: The_Lurker]
#124018
03/14/2017 09:46 AM
03/14/2017 09:46 AM
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Joined: Aug 2000
Posts: 83,001 Central Florida!
Carol_Hill
Traveler
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Traveler
Joined: Aug 2000
Posts: 83,001
Central Florida!
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Certainly it does. We buy insurance through Alliance (sp?? Not sure how it's spelled), all the time when we buy tickets through AA and it covers medical evac. It doesn't "take you home" like Skymed, but it definitely has medical evac, as well as medical coverage, etc. I'm not sure that it covers trip cancellation, but that is not that important to us, as we figure we can reschedule a hotel and we usually get frequent flyer tickets, which on AA, you can reschedule the DATES without any penalty, if you keep the same flight itinerary.
Carol Hill
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Re: Medevac Insurance
[Re: Carol_Hill]
#124020
03/14/2017 04:58 PM
03/14/2017 04:58 PM
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Joined: Apr 2008
Posts: 2,990 Connecticut
The_Lurker
Traveler
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Traveler
Joined: Apr 2008
Posts: 2,990
Connecticut
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Carol_Hill said: Certainly it does. We buy insurance through Alliance (sp?? Not sure how it's spelled), all the time when we buy tickets through AA and it covers medical evac. It doesn't "take you home" like Skymed, but it definitely has medical evac, as well as medical coverage, etc. I'm not sure that it covers trip cancellation, but that is not that important to us, as we figure we can reschedule a hotel and we usually get frequent flyer tickets, which on AA, you can reschedule the DATES without any penalty, if you keep the same flight itinerary. OOPs I meant to your home hospital. And some hotels do not refund your money if you cancel the last minute if you are sick. I think ours is one that you must take travel insurance. And our plane tickets too. (I also thought the amount they charge, while in the process of buying the tickets, was so little, it only included the cost of the ticket.) <img src="http://www.traveltalkonline.com/forums/images/graemlins/duh.gif" alt="" />
Last edited by The_Lurker; 03/14/2017 05:02 PM.
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Re: Medevac Insurance
[Re: The_Lurker]
#124021
03/14/2017 05:03 PM
03/14/2017 05:03 PM
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Joined: Aug 2000
Posts: 83,001 Central Florida!
Carol_Hill
Traveler
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Traveler
Joined: Aug 2000
Posts: 83,001
Central Florida!
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I guess on the hotel it depends where you stay, but if we are staying at Beachside, I know they would let us reschedule. It is much cheaper to buy your insurance at the same time that you are buying a ticket, even if it is through Alliance afterwards. I guess it's because they have some kind of a deal with the airline? Don't know, but it is cheaper to buy at the time you buy your ticket, for sure.
Carol Hill
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Re: Medevac Insurance
[Re: popatop]
#124023
03/14/2017 08:13 PM
03/14/2017 08:13 PM
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Joined: Apr 2001
Posts: 14,654 Brookfield, CT.
pat
Traveler
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Traveler
Joined: Apr 2001
Posts: 14,654
Brookfield, CT.
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Wow! Glad you made the right decisions and you're okay now and able to share this. Thanks for the numbers surrounding your misfortune. This should give cause to most of us to recheck our insurance policies, JIC........... and I guess it pays to have good friends in unusual places. <img src="http://www.traveltalkonline.com/forums/images/graemlins/handshake.gif" alt="" /> <img src="http://www.traveltalkonline.com/forums/images/graemlins/handshake.gif" alt="" />
Respectfully,
pat
"Always keep your words soft and sweet, just in case you have to eat them."
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Re: Medevac Insurance
[Re: Carol_Hill]
#124025
03/14/2017 11:27 PM
03/14/2017 11:27 PM
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Joined: Apr 2006
Posts: 1,766 Med/ Caribbean
sailbynight
Traveler
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Traveler
Joined: Apr 2006
Posts: 1,766
Med/ Caribbean
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DAN offers a global option of all-inclusive travel insurance. In addition to diving emergencies, up to $250,000 in emergency relocation expense plus every other type of travel insurance included. Divers alert network. I pay about $650 annually
Last edited by sailbynight; 03/14/2017 11:27 PM.
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Re: Medevac Insurance
[Re: MotownTim]
#124026
03/14/2017 11:55 PM
03/14/2017 11:55 PM
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Joined: Jan 2009
Posts: 1,553 Manhattan
weeks5051
Traveler
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Traveler
Joined: Jan 2009
Posts: 1,553
Manhattan
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Check out Chase Sapphire Reserve Credit Card. True, it's $450 annual fee BUT, among other benefits you get $300 travel credit per year. But this is about travel insurance. If you book your travel using this card, you and spouse/domestic partner and dependent children are covered for every type of travel insurance there is. Here is the relevant part.....What is Covered.. This is not an exhaustive list. Examples include: Transportation, medical services, and medical supplies that are necessary for your emergency evacuation Transportation includes, but is not limited to, AIR AMBULANCES, land ambulances, and private motor vehicles. Coverage Amount up to $100,000. Of course all other categories of trip insurance are covered as well. As a side benefit you get complimentary entrance to Priority Pass airport lounges around the world including Princess Juliana.
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Re: Medevac Insurance
[Re: weeks5051]
#124027
03/15/2017 07:28 AM
03/15/2017 07:28 AM
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Joined: Aug 2000
Posts: 83,001 Central Florida!
Carol_Hill
Traveler
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Traveler
Joined: Aug 2000
Posts: 83,001
Central Florida!
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You might check the SEPARATE coverage for air evac, as to what the coverage limit is for that. You need at least $50,000 coverage just for the air evac. Just because the TOTAL coverage is $100,000, doesn't mean there is $100,000 just for the air evac part.
Carol Hill
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