Traveltalkonline.com Forums


BVI Cruise Schedule TTOL Sponsors BVI Travel Calendar
Forum Statistics
Forums39
Topics24,592
Posts166,924
Members24,520
Most Online1,403
Dec 25th, 2017
Top Posters(30 Days)
bdeeley 85
dolfer 63
SXMFOX 34
pat 33
Member Spotlight
kim
kim
Newtown, CT
Posts: 3,766
Joined: September 2000
Show All Member Profiles 
Today's Birthdays
No Birthdays
Who's Online Now
39 registered members (RanC, Sea_Skyman, beachbum1313, SXMbeacher, Julius, KirkB, SXMBND, deliveryskipper, ndfaninnc, Renee, Billtjw, toast, bkigar, LionFRR, marybeth, bbeach, Uksimonusa, ronwald1, bugambilias, SteveH, NumberCruncher, deputydog1157, BrentCummings, rfrimmel, sugarae, DDnBob, DonnDe, floridamike, IWIWSE, WayneH, 9 invisible), 135 guests, and 375 spiders.
Key: Admin, Global Mod, Mod
Previous Thread
Next Thread
Print Thread
Rate Thread
Pays to read your insurance policy #155938
03/03/2018 12:44 PM
03/03/2018 12:44 PM
Joined: Feb 2013
Posts: 81
Thunder Bay, Ont Canada
BarbandRon Offline OP
Traveler
BarbandRon  Offline OP
Traveler
Joined: Feb 2013
Posts: 81
Thunder Bay, Ont Canada
After losing our Lagoon 400 to Irma we received our insurance settlement in January. On the declaration document there was a deductible for windstorm (5 % of hull ) so we were quoted a settlement minus the deductible. When I read the Policy there was a paragraph that stated if the yacht was a constructive total loss the deductible would be waived. Long story short after a few phone calls and emails we were paid the deductible on a separate wire transfer.
READ YOUR POLICY

BVI Sponsors
Re: Pays to read your insurance policy [Re: BarbandRon] #155939
03/03/2018 01:13 PM
03/03/2018 01:13 PM
Joined: Jan 2005
Posts: 4,232
Adagio Villa, Mahoe Bay,Virgin...
gordaguy2 Offline
Traveler
gordaguy2  Offline
Traveler
Joined: Jan 2005
Posts: 4,232
Adagio Villa, Mahoe Bay,Virgin...
Same goes for homeowners and if you don't understand the clause ask that it be in simple English.


Powered by UBB.threads™ PHP Forum Software 7.6.1