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Re: Covid Travelers insurance for BVI
[Re: tpcook]
#239021
11/05/2020 04:54 PM
11/05/2020 04:54 PM
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Joined: Mar 2012
Posts: 833 Redmond, WA
MrEZgoin
Traveler
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Traveler
Joined: Mar 2012
Posts: 833
Redmond, WA
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Owners don't have the luxury of just waiting it out. We plan to go unless they make it impossible. It's use it or lose it. Hopefully having just two adults on a 40 foot cat ( and a four week booking ) will make the quarantine restrictions pretty bearable. Every situation is different. So, yes, I am hoping for very much more than a two to three year return to normalcy.
Last edited by MrEZgoin; 11/05/2020 04:57 PM.
M4000 "Lio Kai"
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Re: Covid Travelers insurance for BVI
[Re: tpcook]
#239114
11/07/2020 10:29 AM
11/07/2020 10:29 AM
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Joined: Jan 2005
Posts: 1,457 Finger Lake Region
crmoores
Traveler
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Traveler
Joined: Jan 2005
Posts: 1,457
Finger Lake Region
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Regarding the insurance policies, I’ve learned here about Medjet and can now consider that as an addition to our medical trip insurance policy, if we think it adds anything in our situation. But for the last couple posts on that topic, for any policy the Devil is in the details, for sure...
"Travel changes you. As you move through this life and this world you change things slightly, you leave marks behind, however small. And in return, life — and travel — leaves marks on you.” -Anthony Bourdain
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Re: Covid Travelers insurance for BVI
[Re: tpcook]
#239632
11/13/2020 12:58 PM
11/13/2020 12:58 PM
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Joined: Jun 2003
Posts: 642 BVI
kerry
Traveler
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Traveler
Joined: Jun 2003
Posts: 642
BVI
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I attended the insurance coverage by Gowrie today at the USVI yacht show. Virtually but hey...
Here is the info I got from the presentation: Travel Insurance
Traditional Travel Insurance does NOT cover COVID!
CFAR does. You receive 75% of the amount you cover back. YOU must buy this insurance within 10 days of your first deposit It costs 8-15% of the amount. It does depend on the value, length of trip, and age though.
Medical Evacuation Insurance is inexpensive. Buy it. Family of 4. $60.00 Traditional insurance does not cover this.
Travel Insurance costs 2-10% of the trip but does not cover COVID
Travel Interruption will cover it in the middle of a trip NOT before.
kerry
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Re: Covid Travelers insurance for BVI
[Re: kerry]
#239634
11/13/2020 01:34 PM
11/13/2020 01:34 PM
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Joined: Aug 2000
Posts: 82,862 Central Florida!
Carol_Hill
Traveler
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Traveler
Joined: Aug 2000
Posts: 82,862
Central Florida!
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kerry--when you say that regular travel insurance doesn't cover Covid, do you mean that it doesn't cover medical expenses associated with Covid, or do you mean that you can't cancel because of Covid and get your money back, because Covid is now deemed 'foreseeable'. That is my understanding regarding that issue. It would cover expenses if you are on island and catch it or are diagnosed, but you can't cancel because of Covid unless you buy cancel for any reason and trip interruption coverage will not apply? And when you are talking about medical evac insurance, are you talking about medical evac insurance that covers evac for Covid ? If so, what company(s) are writing it?
Last edited by Carol_Hill; 11/13/2020 01:39 PM.
Carol Hill
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Re: Covid Travelers insurance for BVI
[Re: tpcook]
#239652
11/13/2020 04:19 PM
11/13/2020 04:19 PM
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Joined: Jun 2003
Posts: 642 BVI
kerry
Traveler
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Traveler
Joined: Jun 2003
Posts: 642
BVI
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About 19 minutes into this video here you can find what I was told exactly on Insurance. I have to look into it more. There were things in there that I did not know and I should know. This is from Gowrie Group and they do offer it. The first paragraph of what you say Carol seems to agree with what they say in this video but they also say that policies were changing daily through this. https://www.twitch.tv/videos/801544243?
Last edited by kerry; 11/13/2020 04:21 PM.
kerry
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Re: Covid Travelers insurance for BVI
[Re: tpcook]
#239683
11/14/2020 01:26 AM
11/14/2020 01:26 AM
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Joined: Mar 2012
Posts: 833 Redmond, WA
MrEZgoin
Traveler
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Traveler
Joined: Mar 2012
Posts: 833
Redmond, WA
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The owner bookings agent for Moorings told me that Moorings can provide the required insurance for about $175 pp
M4000 "Lio Kai"
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