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Covid test for travel not covered by insurance?
#250411
03/18/2021 01:42 PM
03/18/2021 01:42 PM
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Joined: Aug 2000
Posts: 82,724 Central Florida!
Carol_Hill
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Posts: 82,724
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Just wanting some general feedback here. Are most people finding that their Covid tests for travel are NOT covered by insurance? I'm talking about the ones taken PRE-travel, not ones on SXM. I have zero expectation that test costs outside the US will be covered. We have Medicare and a supplement. I called the supplement people and the person I talked to didn't have the faintest clue. It seems that the website info on most sites seems to say they will submit to insurance for you, but probably it won't be covered.
I have tried to call the various labs, but am having a really hard time getting anyone to actually answer a phone call with regard to this question, but it seems to be the case that probably it will not be covered. That is OK, but just wanting some confirmation, as far as what most people are experiencing. Definitely plan on taking cost into consideration---along with how long results take--when booking a lab.
It seems that here in Florida they are running free testing sites, even for travel, but there are none within 1.5 hours of here.
Carol Hill
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Re: Covid test for travel not covered by insurance?
[Re: Carol_Hill]
#250430
03/18/2021 03:46 PM
03/18/2021 03:46 PM
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Joined: Dec 2004
Posts: 5,085 Massachusetts
boucharda
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Posts: 5,085
Massachusetts
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I think it might depend on location and place of testing. The State testing sites in both MA and RI are no charge (travel as a reason for testing) Edit: I don't know where you are located except for "Central FL" but Orlando has a drive through free testing site Regional Drive-Through Testing Site at the Orange County Convention Center
Last edited by boucharda; 03/18/2021 03:51 PM.
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Re: Covid test for travel not covered by insurance?
[Re: boucharda]
#250436
03/18/2021 04:15 PM
03/18/2021 04:15 PM
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Joined: Aug 2000
Posts: 82,724 Central Florida!
Carol_Hill
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boucharda--right, Florida has free sites, but only in the large population centers. As I said, none within 1.5 hours of here.
sammy--I will look for that provider around here, but it doesn't sound familiar.
Carol Hill
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Re: Covid test for travel not covered by insurance?
[Re: Carol_Hill]
#250451
03/18/2021 06:40 PM
03/18/2021 06:40 PM
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Joined: Jan 2003
Posts: 182 East Tennessee
lhbsurf
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Posts: 182
East Tennessee
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Ours were free at our local pharmacy. I am assuming the filed it with our insurance company.
Laura
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Re: Covid test for travel not covered by insurance?
[Re: lhbsurf]
#250452
03/18/2021 06:57 PM
03/18/2021 06:57 PM
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Joined: Aug 2000
Posts: 82,724 Central Florida!
Carol_Hill
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lhbsurf--How long ago was that? Do you know whether the insurance company actually paid? What I am seeing is that they will SUBMIT it to insurance, but that doesn't mean that insurance will actually pay. As in, you don't have to pay up front, but eventually they will send you a bill.
Carol Hill
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Re: Covid test for travel not covered by insurance?
[Re: wendyk]
#250483
03/19/2021 08:50 AM
03/19/2021 08:50 AM
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Joined: Aug 2000
Posts: 82,724 Central Florida!
Carol_Hill
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OK, kind of sounds like what I thought, it's a mishmash. I don't understand the difference between the cost for the test versus the cost for the lab. But we can just plan on paying out of pocket, which is what I thought.
Carol Hill
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Re: Covid test for travel not covered by insurance?
[Re: Leagle49]
#250490
03/19/2021 09:33 AM
03/19/2021 09:33 AM
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Joined: Aug 2000
Posts: 82,724 Central Florida!
Carol_Hill
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Actually we always go to Quest for our blood tests, not our regular doctor. For years, our insurance had a zero co-pay if we went to Quest and we always did it that way. Much easier than going to the doctor for it, especially when it was a fasting test.
But that does give me an explanation of the difference.
Carol Hill
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Re: Covid test for travel not covered by insurance?
[Re: irina]
#250499
03/19/2021 11:55 AM
03/19/2021 11:55 AM
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Joined: Aug 2000
Posts: 82,724 Central Florida!
Carol_Hill
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the place where I normally go to Quest, they do NOT do Covid testing there. Not sure why. I didn't look online to see if there is another Quest place around here close.
Carol Hill
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Re: Covid test for travel not covered by insurance?
[Re: irina]
#250506
03/19/2021 12:13 PM
03/19/2021 12:13 PM
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Joined: Aug 2000
Posts: 82,724 Central Florida!
Carol_Hill
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Irina--OK, thanks. Will check out the Quest website..
Carol Hill
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