Forums39
Topics36,548
Posts291,518
Members26,350
|
Most Online2,218 Jan 21st, 2020
|
|
|
Quarantine insurance requirement
#264634
09/30/2021 09:22 AM
09/30/2021 09:22 AM
|
Joined: Mar 2009
Posts: 206 NLR AR, USA
Galeaux
OP
Traveler
|
OP
Traveler
Joined: Mar 2009
Posts: 206
NLR AR, USA
|
I purchased travel insurance for our upcoming trip but it doesn’t include quarantine coverage. We will be on our own boat for the trip. Do we need to find insurance that includes quarantine coverage? I can’t see on InsureMyTrip where there are policies covering that. Does anyone know of policies we can consider?
Melissa & Doug
"If you really wanna know where you can find me, I'll be unwinding, Down in the islands, down in the islands" Zac Brown Band
|
|
|
Re: Quarantine insurance requirement
[Re: Galeaux]
#264641
09/30/2021 10:23 AM
09/30/2021 10:23 AM
|
Joined: Mar 2009
Posts: 206 NLR AR, USA
Galeaux
OP
Traveler
|
OP
Traveler
Joined: Mar 2009
Posts: 206
NLR AR, USA
|
If anyone know of a repatriation and quarantine policy please share.
Melissa & Doug
"If you really wanna know where you can find me, I'll be unwinding, Down in the islands, down in the islands" Zac Brown Band
|
|
|
Re: Quarantine insurance requirement
[Re: tradewinds]
#264650
09/30/2021 10:59 AM
09/30/2021 10:59 AM
|
Joined: Nov 2000
Posts: 3,359 Cane Garden Bay, Tortola
JasonHelmbrecht
Traveler
|
Traveler
Joined: Nov 2000
Posts: 3,359
Cane Garden Bay, Tortola
|
This insurance is an excellent choice. It is from a local company that worked the BVI Government to ensure it covered all the requirements. They accept online payments and you can get proof of coverage immediately. Looks to be priced at $9.75/person/day.
|
|
|
Re: Quarantine insurance requirement
[Re: Galeaux]
#264657
09/30/2021 11:40 AM
09/30/2021 11:40 AM
|
Joined: Mar 2009
Posts: 206 NLR AR, USA
Galeaux
OP
Traveler
|
OP
Traveler
Joined: Mar 2009
Posts: 206
NLR AR, USA
|
Wow. Much more expensive than any of the other policies I have seen. Adds $400 to my trip costs. Lovely.
Melissa & Doug
"If you really wanna know where you can find me, I'll be unwinding, Down in the islands, down in the islands" Zac Brown Band
|
|
|
Re: Quarantine insurance requirement
[Re: Galeaux]
#264658
09/30/2021 12:10 PM
09/30/2021 12:10 PM
|
Joined: Mar 2009
Posts: 206 NLR AR, USA
Galeaux
OP
Traveler
|
OP
Traveler
Joined: Mar 2009
Posts: 206
NLR AR, USA
|
The Allianz travel insurance appears to meet the requirements and is much cheaper.
Melissa & Doug
"If you really wanna know where you can find me, I'll be unwinding, Down in the islands, down in the islands" Zac Brown Band
|
|
|
Re: Quarantine insurance requirement
[Re: Galeaux]
#264660
09/30/2021 12:26 PM
09/30/2021 12:26 PM
|
Joined: Mar 2009
Posts: 206 NLR AR, USA
Galeaux
OP
Traveler
|
OP
Traveler
Joined: Mar 2009
Posts: 206
NLR AR, USA
|
The one I originally bought was 70+ pages!
Melissa & Doug
"If you really wanna know where you can find me, I'll be unwinding, Down in the islands, down in the islands" Zac Brown Band
|
|
|
Re: Quarantine insurance requirement
[Re: Galeaux]
#264662
09/30/2021 12:31 PM
09/30/2021 12:31 PM
|
Joined: Mar 2009
Posts: 206 NLR AR, USA
Galeaux
OP
Traveler
|
OP
Traveler
Joined: Mar 2009
Posts: 206
NLR AR, USA
|
It’s not, but I am sure there would be one available and I still have some owners time. But I don’t really want to have that conversation with the folks at the airport…
Melissa & Doug
"If you really wanna know where you can find me, I'll be unwinding, Down in the islands, down in the islands" Zac Brown Band
|
|
|
Re: Quarantine insurance requirement
[Re: Galeaux]
#264666
09/30/2021 01:33 PM
09/30/2021 01:33 PM
|
Joined: Mar 2009
Posts: 206 NLR AR, USA
Galeaux
OP
Traveler
|
OP
Traveler
Joined: Mar 2009
Posts: 206
NLR AR, USA
|
After reading the fine print of my current policy, I think it will work. I am sticking with it until I hear otherwise.
Melissa & Doug
"If you really wanna know where you can find me, I'll be unwinding, Down in the islands, down in the islands" Zac Brown Band
|
|
|
Re: Quarantine insurance requirement
[Re: Galeaux]
#264669
09/30/2021 03:50 PM
09/30/2021 03:50 PM
|
Joined: Jan 2005
Posts: 1,402 Finger Lake Region
crmoores
Traveler
|
Traveler
Joined: Jan 2005
Posts: 1,402
Finger Lake Region
|
Allianz policies include coverage for COVID-19 sickness, as well as testing positive asymptomatically and the quarantine expenses. Their coverage is clearly defined on their site, and the Premier One plan provides $50,000 medical / $1,000,000 medivac/repatriation. https://www.allianztravelinsurance.com/coverage-alerts/2019-novel-coronavirus.htmWe’ve used them twice for medical emergencies and the response time and support has been excellent. One NOTE - We once relied on insuremytrip.com to compare policies but in recent years Allianz and other insurers have not been included in the comprehensive or medical options. So be sure to do your due diligence when researching. There is more info on the “COVID” thread…
"Travel changes you. As you move through this life and this world you change things slightly, you leave marks behind, however small. And in return, life — and travel — leaves marks on you.” -Anthony Bourdain
|
|
|
Re: Quarantine insurance requirement
[Re: Galeaux]
#264695
10/01/2021 08:56 AM
10/01/2021 08:56 AM
|
Joined: Oct 2009
Posts: 1,457 Memphis, BVI, CT
RatmansWife
Traveler
|
Traveler
Joined: Oct 2009
Posts: 1,457
Memphis, BVI, CT
|
The issue they have run into is people testing positive and then having to quarantine until they tested negative, or for their traveling companions, for a specified period of time. Of course the government was choosing the hotels, likely based on what they thought you could afford - and perhaps how much Uncle needed the revenue! Not every qualified hotel was treated equally.
If you have your own property or boat on which you can quarantine, that should be sufficient. Just have a ready explanation of how you will get food delivered.
|
|
|
Re: Quarantine insurance requirement
[Re: cwoody]
#264696
10/01/2021 09:42 AM
10/01/2021 09:42 AM
|
Joined: Sep 2006
Posts: 714 Kannapolis, NC
ndfaninnc
Traveler
|
Traveler
Joined: Sep 2006
Posts: 714
Kannapolis, NC
|
How bout this option?
Why not buy "quarantine" coverage for your day of arrival only....instead of the entire trip.
Since BVI is only testing you once upon arrival, if you test positive and need to be quarantined you would be covered and meet the BVI requirement.
After that it is on your own dime, as is the rest of the trip expenses. But what if you text positive to come home?
Go Irish!!
Bill
|
|
|
Re: Quarantine insurance requirement
[Re: ndfaninnc]
#264698
10/01/2021 10:11 AM
10/01/2021 10:11 AM
|
Joined: Jan 2003
Posts: 905 Middleburg, VA
cwoody
Traveler
|
Traveler
Joined: Jan 2003
Posts: 905
Middleburg, VA
|
But what if you text positive to come home? ‘You pays yer money and you takes yer chances’ Or Not.  Has anyone actually gone thru the "Test positive/Quarantine" process? I imagine when you get "Quarantined" and you are move to a hotel, the hotel is going to ask for your credit card, not the name of your insurance carrier.
Chuck W.
|
|
|
Re: Quarantine insurance requirement
[Re: cwoody]
#264700
10/01/2021 10:22 AM
10/01/2021 10:22 AM
|
Joined: Jan 2005
Posts: 1,402 Finger Lake Region
crmoores
Traveler
|
Traveler
Joined: Jan 2005
Posts: 1,402
Finger Lake Region
|
>> Has anyone actually gone thru the "Test positive/Quarantine" process? I imagine when you get "Quarantined" and you are move to a hotel, the hotel is going to ask for your credit card, not the name of your insurance carrier. << Yes, many have been through the positive test/Q ordeal in other areas, it’s a very real risk everyone traveling is willing to take, regardless of vaccine status. Obviously you submit a claim to your insurer for the test and Q expenses… 
Last edited by crmoores; 10/01/2021 11:03 AM. Reason: Typo
"Travel changes you. As you move through this life and this world you change things slightly, you leave marks behind, however small. And in return, life — and travel — leaves marks on you.” -Anthony Bourdain
|
|
|
Re: Quarantine insurance requirement
[Re: cwoody]
#264701
10/01/2021 10:34 AM
10/01/2021 10:34 AM
|
Joined: Nov 2000
Posts: 3,359 Cane Garden Bay, Tortola
JasonHelmbrecht
Traveler
|
Traveler
Joined: Nov 2000
Posts: 3,359
Cane Garden Bay, Tortola
|
But what if you text positive to come home? ‘You pays yer money and you takes yer chances’ Or Not.  Has anyone actually gone thru the "Test positive/Quarantine" process? I imagine when you get "Quarantined" and you are move to a hotel, the hotel is going to ask for your credit card, not the name of your insurance carrier. I didn't happen to me or any of our guests but I have talked to people on the beach that it happened to. In their case, the entire crew quarantined on the boat and the charter company was able to accommodate them extra days on board. It took about 3 or 4 days to get them retested and cleared. The biggest impact was to their airline reservations. The change fees and available dates complicated it. Not sure if they had insurance but I don't think they did. All things considered, they did fine, added a few days to their trip after they were freed from quarantine and they were busy enjoying Cane Garden Bay. This is another reason to bring the eMed tests with you for exit testing. That way if you get a positive result, you can simply retest to make sure it's not a false positive instead of getting quarantined and waiting several days to retest.
|
|
|
Re: Quarantine insurance requirement
[Re: Galeaux]
#264702
10/01/2021 10:36 AM
10/01/2021 10:36 AM
|
Joined: Sep 2006
Posts: 714 Kannapolis, NC
ndfaninnc
Traveler
|
Traveler
Joined: Sep 2006
Posts: 714
Kannapolis, NC
|
"This is another reason to bring the eMed tests with you for exit testing. That way if you get a positive result, you can simply retest to make sure it's not a false positive instead of getting quarantined and waiting several days to retest."
Sound advice.
Jason, As you know I will be land based. Henny's place is Gold Star, will I be able to quarantine there? I assume so.
Go Irish!!
Bill
|
|
|
Re: Quarantine insurance requirement
[Re: ndfaninnc]
#264704
10/01/2021 10:41 AM
10/01/2021 10:41 AM
|
Joined: Nov 2000
Posts: 3,359 Cane Garden Bay, Tortola
JasonHelmbrecht
Traveler
|
Traveler
Joined: Nov 2000
Posts: 3,359
Cane Garden Bay, Tortola
|
"This is another reason to bring the eMed tests with you for exit testing. That way if you get a positive result, you can simply retest to make sure it's not a false positive instead of getting quarantined and waiting several days to retest."
Sound advice.
Jason, As you know I will be land based. Henny's place is Gold Star, will I be able to quarantine there? I assume so.
Yes, you would be able to quarantine there.
|
|
|
Re: Quarantine insurance requirement
[Re: JasonHelmbrecht]
#264705
10/01/2021 10:44 AM
10/01/2021 10:44 AM
|
Joined: Sep 2006
Posts: 714 Kannapolis, NC
ndfaninnc
Traveler
|
Traveler
Joined: Sep 2006
Posts: 714
Kannapolis, NC
|
"This is another reason to bring the eMed tests with you for exit testing. That way if you get a positive result, you can simply retest to make sure it's not a false positive instead of getting quarantined and waiting several days to retest."
Sound advice.
Jason, As you know I will be land based. Henny's place is Gold Star, will I be able to quarantine there? I assume so.
Yes, you would be able to quarantine there. Hmmm, How do I make my eMed test come out positive? Ha ha! Thanks Jason. Any chance you will be over there between Nov 13-21?
Go Irish!!
Bill
|
|
|
Re: Quarantine insurance requirement
[Re: ndfaninnc]
#264706
10/01/2021 10:51 AM
10/01/2021 10:51 AM
|
Joined: Nov 2000
Posts: 3,359 Cane Garden Bay, Tortola
JasonHelmbrecht
Traveler
|
Traveler
Joined: Nov 2000
Posts: 3,359
Cane Garden Bay, Tortola
|
"This is another reason to bring the eMed tests with you for exit testing. That way if you get a positive result, you can simply retest to make sure it's not a false positive instead of getting quarantined and waiting several days to retest."
Sound advice.
Jason, As you know I will be land based. Henny's place is Gold Star, will I be able to quarantine there? I assume so.
Yes, you would be able to quarantine there. Hmmm, How do I make my eMed test come out positive? Ha ha! Thanks Jason. Any chance you will be over there between Nov 13-21? I doubt it since we'll be there 25 November for 5 nights to celebrate US Thanksgiving and Lobsterfest...
|
|
|
|