Forums39
Topics36,608
Posts291,968
Members26,352
|
Most Online2,218 Jan 21st, 2020
|
|
54 registered members (Whale Tail, BillR, MKGrey, snuba, FRANKIE2, KirkB, bkigar, MrEZgoin, Colour1, Fran, GeorgeC1, Jf1234, RonDon, John, geomo, lcote, reddoglady, Uksimonusa, Time Will Tell, taraavo, jollymonsrv, skipdastraw, ndfaninnc, Sea_Skyman, road3682, lhbsurf, charlie, fabila, BlueMoc, 48ref, PML, bobsob, CLIFFTOPS, joe9090, Jaybird, Tonythepilot, NumberCruncher, wendyk, CarolinaSailor, SXMBND, cabokid, Volle Maan, 12 invisible),
234
guests, and 78
spiders. |
Key:
Admin,
Global Mod,
Mod
|
|
|
Re: Liability Insurance - Rental Car
[Re: Carol_Hill]
#286133
07/15/2022 04:40 PM
07/15/2022 04:40 PM
|
Joined: Apr 2008
Posts: 2,812 Connecticut
The_Lurker
Traveler
|
Traveler
Joined: Apr 2008
Posts: 2,812
Connecticut
|
Snorkeller--I think my picture is right next to your wife's in the "risk-adverse" dictionary. Let's just say that companies are required to have the insurance, just for argument's sake. And let's just say that, somehow the car rental guy didn't get around to paying his bills this month and the insurance gets cancelled, for whatever reason. What then? Don't know. For St. Maarten, the past couple of trips, my trip insurance had a car insurance rider in the policy. I'd a lot rather trust THAT insurance than one from the car rental guys, if worse came to worse. Carol, what trip insurance is that? That will save some of us the worries and the money.
|
|
|
Re: Liability Insurance - Rental Car
[Re: SXMBND]
#286135
07/15/2022 04:54 PM
07/15/2022 04:54 PM
|
Joined: Jul 2006
Posts: 13,159 Peaceful Eastern North Carolin...
GaKaye
Traveler
|
Traveler
Joined: Jul 2006
Posts: 13,159
Peaceful Eastern North Carolin...
|
GaKaye......can you tell us specifically what your respected island business persons said about rental car liability insurance. Thanks. X2 "...... every company has liability insurance on the cars. Some companies require you to take it but you are just reimbursing them even though they don't tell you that. Hope this helps and an FYI there really is no personal liability lawsuits on SXM (at least on the Dutch side) because it's not a recognized right to sue. "
|
|
|
Re: Liability Insurance - Rental Car
[Re: The_Lurker]
#286147
07/15/2022 07:01 PM
07/15/2022 07:01 PM
|
Joined: Aug 2000
Posts: 80,027 Central Florida!
Carol_Hill
Traveler
|
Traveler
Joined: Aug 2000
Posts: 80,027
Central Florida!
|
I don't really remember the name of the company we have booked through the past couple of years, but we just go to Insure my Trip here on TTOL and look for comprehensive trip insurance and some of them provide car insurance as part of the quote.
Carol Hill
|
|
|
Re: Liability Insurance - Rental Car
[Re: Kennys]
#286152
07/15/2022 08:36 PM
07/15/2022 08:36 PM
|
Joined: Mar 2009
Posts: 17,131 Auburn, WA
SXMScubaman
Traveler
|
Traveler
Joined: Mar 2009
Posts: 17,131
Auburn, WA
|
Todd I said what I have stated over and over again. Noting is free in life . Then why don't you just quote a price and not show the liability as a separate line cost that is already included?
|
|
|
Re: Liability Insurance - Rental Car
[Re: Kennys]
#286156
07/15/2022 09:32 PM
07/15/2022 09:32 PM
|
Joined: Mar 2009
Posts: 17,131 Auburn, WA
SXMScubaman
Traveler
|
Traveler
Joined: Mar 2009
Posts: 17,131
Auburn, WA
|
Right now we are waiting on $ 800.00 from the French side Insurance company after a Tourist rented a car from the Dutch Car Rental Company that hit our Audi Q 3 2021 and that Company has French side insurance .Going over two months . Speaks for itself . What's that got to do with charging extra for liability?
|
|
|
Re: Liability Insurance - Rental Car
[Re: The_Lurker]
#286158
07/15/2022 09:59 PM
07/15/2022 09:59 PM
|
Joined: Jun 2009
Posts: 4,563 Portland, OR
jazzgal
Traveler
|
Traveler
Joined: Jun 2009
Posts: 4,563
Portland, OR
|
Carol, what trip insurance is that? That will save some of us the worries and the money. I don't know of any insurance policy that covers liability insurance on a rental but would welcome hearing about one; that's why I rent from Hertz even though they aren't as friendly as other companies. I have an annual travel policy with Allianz (AllTrips Prime Plan) that does cover CDW. From the policy: IMPORTANT: This coverage does not provide bodily injury and property damage liability insurance and does not comply with any financial responsibility law or any other law mandating motor vehicle coverage. If your rental car is stolen or damaged during the scheduled rental period and while on your trip, we will pay you the lesser of the following, up to the maximum benefit listed for Rental Car Damage and Theft Coverage on your Declarations: i. The reasonable and customary costs to repair the rental car, including reasonable charges for loss of use imposed by the owner of the rental car while the rental car is being repaired; or 101-P-OR-1000.04-2017 16 ii. The actual cash value of the rental car, less its reasonable salvage value. The following conditions apply: a. If the rental car is damaged while being operated, the driver at the time the damage occurs must be listed on the rental car agreement; b. You must file a report with the rental car company, either within 24 hours of the loss or damage or when you return the rental car (whichever comes first); and c. If the rental car is stolen, you must promptly notify the police. You are not covered for any loss that results directly or indirectly from any of the following specific exclusions: 1. Any obligation you assume under any agreement, (e.g. you pay for the car rental agency’s supplemental insurance), except a collision or comprehensive deductible for your primary insurance; 2. Violating the rental car agreement; 3. Leases or rentals for 46 consecutive days or longer; [JAZZGAL comment: this is an added bonus as my credit card covers only 30 days of CDW] 4. Diminution in value of a rental car; 5. Mechanical breakdown or ordinary wear and tear; or 6. Rental cars rented or driven in Jamaica. IMPORTANT: Please refer to your Declarations to confirm your policy includes this coverage, and if so, the applicable limit.
|
|
|
Re: Liability Insurance - Rental Car
[Re: Kennys]
#286164
07/15/2022 11:44 PM
07/15/2022 11:44 PM
|
Joined: Mar 2009
Posts: 17,131 Auburn, WA
SXMScubaman
Traveler
|
Traveler
Joined: Mar 2009
Posts: 17,131
Auburn, WA
|
He had liability insurance and no one can tell me how to operate our business . I'm not suggesting to you how to operate your business. Just wondering why you aren't up front with this liability charge on your rentals.
|
|
|
Re: Liability Insurance - Rental Car
[Re: GaKaye]
#286167
07/16/2022 08:03 AM
07/16/2022 08:03 AM
|
Joined: Aug 2000
Posts: 80,027 Central Florida!
Carol_Hill
Traveler
|
Traveler
Joined: Aug 2000
Posts: 80,027
Central Florida!
|
I think this is a question that is not going to be resolved and will end it here.
Carol Hill
|
|
|
|