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Best option for money #292528
12/15/2022 06:06 PM
12/15/2022 06:06 PM
Joined: Dec 2012
Posts: 103
S
SirRichard Offline OP
Traveler
SirRichard  Offline OP
Traveler
S
Joined: Dec 2012
Posts: 103
What is the best option for bringing money? A: American cash? B: Euros (cash)? C: Load up a credit card with either/or? Or D: use our Canadian Credit card. Staying on the French side but will be visiting the Dutch side as well. We haven't been to the island in about 15 years so we need a refresher
thanks

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Re: Best option for money [Re: SirRichard] #292533
12/15/2022 06:26 PM
12/15/2022 06:26 PM
Joined: Mar 2009
Posts: 18,571
Auburn, WA
SXMScubaman Offline
Traveler
SXMScubaman  Offline
Traveler
Joined: Mar 2009
Posts: 18,571
Auburn, WA
US dollars accepted everywhere. I use a combination of US cash and CC's

Re: Best option for money [Re: SirRichard] #292534
12/15/2022 06:37 PM
12/15/2022 06:37 PM
Joined: Jun 2019
Posts: 157
Arlen, TX
BillDauterive Offline
Traveler
BillDauterive  Offline
Traveler
Joined: Jun 2019
Posts: 157
Arlen, TX
The situation is the same as it was 15 years ago.

US dollars accepted nearly everywhere.

I'll be visiting in a few months, and I plan to do as Scubaman said: US$ and credit cards.

Mostly cash, as my card charges a 1% foreign transaction fee.

Re: Best option for money [Re: SirRichard] #292535
12/15/2022 07:14 PM
12/15/2022 07:14 PM
Joined: Nov 2006
Posts: 1,882
B
Bahston Offline
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Bahston  Offline
Traveler
B
Joined: Nov 2006
Posts: 1,882
I bring USD, and use a French-side ATM to get Euros for pocket money.

Re: Best option for money [Re: SirRichard] #292538
12/15/2022 08:05 PM
12/15/2022 08:05 PM
Joined: Mar 2002
Posts: 90
Ontario, Canada
CdnCouple Offline
Traveler
CdnCouple  Offline
Traveler
Joined: Mar 2002
Posts: 90
Ontario, Canada
I’m hoping to avoid Canadian credit cards since I don’t have one that doesn’t charge higher exchange rates and foreign exchange fees. This year I am taking some cash (USD and Euros) and a Wise prepaid Visa card. It works like a debit card and you can hold about 50 different world currencies. Use it wherever Visa is accepted, and access cash at foreign ATMs. See https://wise.com/ca/card/

Re: Best option for money [Re: SirRichard] #292552
12/16/2022 07:51 AM
12/16/2022 07:51 AM
Joined: Dec 2004
Posts: 5,082
Massachusetts
boucharda Offline
Traveler
boucharda  Offline
Traveler
Joined: Dec 2004
Posts: 5,082
Massachusetts
I do not bring a lot of cash but can easily get either currency at zero fee and at the best exchange rate from any ATM using my Schwab card. Not an issue at all....

Re: Best option for money [Re: SirRichard] #292553
12/16/2022 08:33 AM
12/16/2022 08:33 AM
Joined: Jul 2006
Posts: 13,398
Peaceful Eastern North Carolin...
GaKaye Offline
Traveler
GaKaye  Offline
Traveler
Joined: Jul 2006
Posts: 13,398
Peaceful Eastern North Carolin...
We pay with a credit card whenever we can on both sides. We have two cards that don't charge any fees for foreign transactions, and give good cash rebates. For purchases where cards are not accepted, or for tips, US dollars are universally accepted.

Re: Best option for money [Re: SirRichard] #292569
12/16/2022 10:01 AM
12/16/2022 10:01 AM
Joined: Jan 2015
Posts: 705
South Coast of MA
S
SXMBND Offline
Traveler
SXMBND  Offline
Traveler
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Joined: Jan 2015
Posts: 705
South Coast of MA
I bring plenty of $$$$ and one credit card with a $2500 limit as a reserve if needed.

Re: Best option for money [Re: SirRichard] #292579
12/16/2022 12:16 PM
12/16/2022 12:16 PM
Joined: Mar 2009
Posts: 18,571
Auburn, WA
SXMScubaman Offline
Traveler
SXMScubaman  Offline
Traveler
Joined: Mar 2009
Posts: 18,571
Auburn, WA
I like to rack up the miles so we use a fee free card wherever accepted. Cash wherever I'm negotiating a deal or in a casino.

Re: Best option for money [Re: SirRichard] #292581
12/16/2022 12:25 PM
12/16/2022 12:25 PM
Joined: Apr 2001
Posts: 14,635
Brookfield, CT.
pat Offline
Traveler
pat  Offline
Traveler
Joined: Apr 2001
Posts: 14,635
Brookfield, CT.
This year marks at least our 48th consecutive year of annual trips to SXM, Going at least once a year and many years more often than that. We have NEVER felt the need to exchange US currency for local. And in fact, I don’t think I ever saw either a franc or a euro and for sure, no Dutch currency.

As suggested we use fee free ccs wherever accepted and US $$ everywhere else. Never had a problem and one less thing to deal with in the overall scheme of travel.


Respectfully,

pat



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