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March Visit To SMMC - Update #318653
04/27/2024 06:48 PM
04/27/2024 06:48 PM
Joined: Mar 2020
Posts: 813
Ontario Canada
Whale Tail Offline OP
Traveler
Whale Tail  Offline OP
Traveler
Joined: Mar 2020
Posts: 813
Ontario Canada
I did not anticipate a visit to the emergency department on our March visit, but it happened out of the blue. Diagnosis was a stomach virus which was completely gone within a week and the vacation continued. I submitted my claim to our travel insurance provider when we returned to Canada, the total claim was for $2949.74 CAD. I received an email today advising me that they covered everything down to the penny. Didn't expect to need to use Travel Insurance but I'm sure glad I had it.

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Re: March Visit To SMMC - Update [Re: Whale Tail] #318658
04/27/2024 07:36 PM
04/27/2024 07:36 PM
Joined: Mar 2001
Posts: 17,538
Ohio
ruralcarrier Offline
Traveler
ruralcarrier  Offline
Traveler
Joined: Mar 2001
Posts: 17,538
Ohio
Very good to hear and a good deal. The friend in my group thinks her insurance is going to cover her situation as well.


J.D.
Re: March Visit To SMMC - Update [Re: Whale Tail] #318660
04/27/2024 08:40 PM
04/27/2024 08:40 PM
Joined: Mar 2009
Posts: 18,784
Auburn, WA
SXMScubaman Offline
Traveler
SXMScubaman  Offline
Traveler
Joined: Mar 2009
Posts: 18,784
Auburn, WA
Our insurance coverd my St Maarten ER visit in full too.

Re: March Visit To SMMC - Update [Re: Whale Tail] #318661
04/27/2024 09:20 PM
04/27/2024 09:20 PM
Joined: Aug 2000
Posts: 82,823
Central Florida!
Carol_Hill Offline
Traveler
Carol_Hill  Offline
Traveler
Joined: Aug 2000
Posts: 82,823
Central Florida!
Glad to hear the travel insurance paid off. We always book it now.


Carol Hill
Re: March Visit To SMMC - Update [Re: Whale Tail] #318664
04/27/2024 09:58 PM
04/27/2024 09:58 PM
Joined: Mar 2009
Posts: 18,784
Auburn, WA
SXMScubaman Offline
Traveler
SXMScubaman  Offline
Traveler
Joined: Mar 2009
Posts: 18,784
Auburn, WA
Did you check into reimbursement from your health care insurance to see it was covered?

Re: March Visit To SMMC - Update [Re: Whale Tail] #318665
04/27/2024 10:09 PM
04/27/2024 10:09 PM
Joined: May 2002
Posts: 5,307
Kennys Offline
Traveler
Kennys  Offline
Traveler
Joined: May 2002
Posts: 5,307
Very good for you good Folks .

Re: March Visit To SMMC - Update [Re: SXMScubaman] #318666
04/27/2024 10:36 PM
04/27/2024 10:36 PM
Joined: Mar 2020
Posts: 813
Ontario Canada
Whale Tail Offline OP
Traveler
Whale Tail  Offline OP
Traveler
Joined: Mar 2020
Posts: 813
Ontario Canada

Scubaman - At the time, all I wanted was for ER to help me or the first flight home. The travel insurance coverage was not on my mind. While we were in ER, my wife called the insurance provider to advise them of the situation, and they provided a claim number. Early notification of a claim is important. I wouldn't say to an ER doctor, "Just let me check to see if I'm covered before you try to make me better." It all worked out well.

Re: March Visit To SMMC - Update [Re: Whale Tail] #318667
04/27/2024 11:30 PM
04/27/2024 11:30 PM
Joined: Mar 2009
Posts: 18,784
Auburn, WA
SXMScubaman Offline
Traveler
SXMScubaman  Offline
Traveler
Joined: Mar 2009
Posts: 18,784
Auburn, WA
I never bothered to check with my insurance till I returned home. Felt no need to. Glad it worked out for you.

Re: March Visit To SMMC - Update [Re: Whale Tail] #318670
04/28/2024 08:33 AM
04/28/2024 08:33 AM
Joined: Aug 2000
Posts: 82,823
Central Florida!
Carol_Hill Offline
Traveler
Carol_Hill  Offline
Traveler
Joined: Aug 2000
Posts: 82,823
Central Florida!
Whaletail--I agree, insurance companies always like an early notification of a claim.


Carol Hill
Re: March Visit To SMMC - Update [Re: Whale Tail] #318690
04/28/2024 05:42 PM
04/28/2024 05:42 PM
Joined: Feb 2007
Posts: 4,401
Rhode Island
RonDon Offline
Traveler
RonDon  Offline
Traveler
Joined: Feb 2007
Posts: 4,401
Rhode Island
Good to hear that it was covered.


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