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American Airlines insurance question #282082
05/10/2022 12:13 PM
05/10/2022 12:13 PM
Joined: May 2004
Posts: 96
Z
zoe Offline OP
Traveler
zoe  Offline OP
Traveler
Z
Joined: May 2004
Posts: 96
I’m so confused… we got insurance for our trip through ALLEGIANS and will get the one suggested by EHAS….DOES THIS AA insurance supplant the EHAS one? Thx

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Re: American Airlines insurance question [Re: zoe] #282087
05/10/2022 12:33 PM
05/10/2022 12:33 PM
Joined: Jan 2004
Posts: 221
zeus1963 Offline
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zeus1963  Offline
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Joined: Jan 2004
Posts: 221
The EHAS insurance is something separate and not optional. You have to purchase the EHAS insurance or you will not get approved.

Re: American Airlines insurance question [Re: zoe] #282088
05/10/2022 12:35 PM
05/10/2022 12:35 PM
Joined: Aug 2000
Posts: 78,148
Central Florida!
Carol_Hill Offline
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Carol_Hill  Offline
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Joined: Aug 2000
Posts: 78,148
Central Florida!
First, the insurance through AA is called Allianz, I think. The EHAS 'insurance' is mandatory for everyone and is 'supposed' to cover Covid costs (only), although my opinion is that it probably covers almost nothing. Just consider the cost of the EHAS insurance as a contribution to the SXM economy. You need your own insurance regardless for trip cancellation, interruption, medical evac, any medical expense OTHER THAN Covid, etc.


Carol Hill
Re: American Airlines insurance question [Re: zoe] #282301
05/13/2022 04:49 PM
05/13/2022 04:49 PM
Joined: May 2004
Posts: 96
Z
zoe Offline OP
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zoe  Offline OP
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Z
Joined: May 2004
Posts: 96
Tested positive for Covid today… sick since Tuesday…in the process of cancelling plans…🤦🏽‍♀️😥. Waited three years for this trip…

Last edited by zoe; 05/13/2022 04:51 PM.
Re: American Airlines insurance question [Re: zoe] #282302
05/13/2022 04:58 PM
05/13/2022 04:58 PM
Joined: Mar 2009
Posts: 15,934
Auburn, WA
SXMScubaman Online content
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SXMScubaman  Online Content
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Joined: Mar 2009
Posts: 15,934
Auburn, WA
Originally Posted by zoe
Tested positive for Covid today… sick since Tuesday…in the process of cancelling plans…🤦🏽‍♀️😥. Waited three years for this trip…

So sorry for you. Hope you can reschedule.

Re: American Airlines insurance question [Re: zoe] #282303
05/13/2022 05:52 PM
05/13/2022 05:52 PM
Joined: Mar 2008
Posts: 146
G
gracie5 Offline
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gracie5  Offline
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G
Joined: Mar 2008
Posts: 146
Good luck with Allianz insurance. We also had gotten this through AA & feel it was a rip off. We filed a claim after a trip to Tortola in November. Our claim was round $1,500 & we got about $400.00 back from them. Had to jump through all kind of hoops which I understand. We provided all the info they requested & feel we got screwed. Was listening to a morning TV show this week & Peter Greenberg, who it a travel expert recommended never buying travel insurance through an airline.

Re: American Airlines insurance question [Re: gracie5] #282305
05/13/2022 06:41 PM
05/13/2022 06:41 PM
Joined: Mar 2009
Posts: 15,934
Auburn, WA
SXMScubaman Online content
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SXMScubaman  Online Content
Traveler
Joined: Mar 2009
Posts: 15,934
Auburn, WA
When we were canceled due to a reason I can't remember the insurance we got through AA was fully refunded. Hold your ground.

Re: American Airlines insurance question [Re: zoe] #282320
05/14/2022 06:32 AM
05/14/2022 06:32 AM
Joined: Jun 2003
Posts: 235
Upstate, NY
Mikel Online content
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Mikel  Online Content
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Joined: Jun 2003
Posts: 235
Upstate, NY
Unfortunately, we have had to file 3 claims with Allianz over the last 6 months, 2 medical and 1 trip delay. All were covered, except for the $50 medical deductible, in 4-6 weeks.


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