We sailed in Croatia 2 years ago, but with a captain (we're experienced, but didn't get it together to get the license). If you're interested, I wrote up the trip on my blog: Here, here , and here. It was an awesome trip, offering the feeling of getting in on something before everyone else did (which was, of course, not really true in comparison to other Europeans knowing the "secret" long before those of us from the U.S.); sounds like the rest of us are catching on.