In my case the adjuster is still looking at my case. Constant request for more and more information. Finally we gave them a time limit of 2 weeks to finish the claim or we would go with arbitration. That seemed to get them to try and finish. I just told him that the last piece of information was not available to me. So we will see what they propose. I am not giving in to the insurance company. I paid for insurance and I want what I paid for. The main issue is under-insurance. They are claiming 87.6% under-insurance. I dispute this as I have all the costs when I built the villa and it was built for less than the insured amount. It all seems to be tactics by the company to not pay a fair amount for the claim.