I would never consider co-ownership/fractional ownership/putting a boat into charter anymore.

I have heard way too many bad stories about fractional ownership, putting a boat into charter, and chartering from "friends" who turned out not to be so friendly. Amazing what happens when money is involved, and if it's my money, I would rather it be all mine.

I want my own boat so that I know who is doing what to it, when. Me!